Home Loan Eligibility Calculator
Find out roughly how much loan your income can support before you start house-hunting.
Your details
You may be eligible for about
- Maximum EMI you can take on
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- Property value this supports (at 80% funding)
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A guide only. Banks also look at age, job stability, credit score and the property.
Banks cap the share of monthly income that can go towards all EMIs together, usually 40% to 60% depending on income and the bank. The calculator takes that share, subtracts EMIs you already pay, and works out the largest loan that EMI can repay at the chosen rate and tenure.
Adding an earning co-applicant, choosing a longer tenure or closing small loans before applying can all raise eligibility.
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Talk to Mukesh Kumar
Tell us about the property and what you need. You will get a straight answer on eligibility, the right bank and the documents, usually in the same call.
